Does the Affordable Care Act apply to your ministry?

We get asked this question a good amount as the law goes into effect  less than a year from now.  The very first place we go to answer that question is to determine if the ministry is a “Large Employer” and therefore, likely subject to the law.  To be considered a large employer, in short, you must have 50 full-time equivalent employees (FTE’s).   If you have well below 50 employees, then you can assume you are not subject to the law; easily more than 50 employees, that you are; and somewhere in between, you will need to follow the guidelines for determining number of FTE’s.  If you need help with that determination, someone at ChurchShield would be happy to help you.